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(Close) () 0:00 (Play from this position) (Exit precise seeking) (Watch full video) (Watch full video) () (Next (SHIFT+n)) (https://www.youtube.com/watch?v=kDfGJl6lxkk) () () 0:00 / 0:15 • Watch full video Live • () • () Scroll for details () () () () () () () () (I'm Changing How I Manage My Money Because of AI) I'm Changing How I Manage My Money Because of AI (/@hankschannel) (Hank Green) () (Hank Green) (/@hankschannel) Hank Green Hank Green 2.44M subscribers () Subscribe () Subscribed (I like this) 20K (I dislike this) (Share) Share () Download Download (Save) Save () 440,835 views 21 hours ago 440,835 views • Aug 9, 2025 Show less This video is not financial advice, but I have told a bunch of people in the past that I just buy and hold the S&P...but since that is changing, I am making this video. … ...more ...more Transcript Follow along using the transcript. () Show transcript (/@hankschannel) (Hank Green) () Hank Green 2.44M subscribers (/channel/UCOT2iLov0V7Re7ku_3UBtcQ/videos) Videos (/channel/UCOT2iLov0V7Re7ku_3UBtcQ/about) About (/channel/UCOT2iLov0V7Re7ku_3UBtcQ/videos) Videos (/channel/UCOT2iLov0V7Re7ku_3UBtcQ/about) About Show less I'm Changing How I Manage My Money Because of AI 440,835 views Aug 9, 2025 (I like this) 20K (I dislike this) (Share) Share () Download Download (Save) Save () 3,198 Comments Sort comments Sort by Top comments Newest first (Default profile photo) Add a comment... () (/@yaekmon) @yaekmon (/watch?v=VZMFp-mEWoM&lc=UgwTlsnqiKErpEQkP9t4AaABAg) 17 hours ago I've taken the bold step of investing most of my money in my landlord's mortgage Show less Read more () Like 3.8K () Dislike () Reply () 24 replies () 24 replies () 24 replies () (/@Tarkov.) @Tarkov. (/watch?v=VZMFp-mEWoM&lc=UgxHAXL8BAsnvmZaxT14AaABAg) 18 hours ago Instructions unclear, invested all my money into tulips. Show less Read more () Like 4.4K () Dislike () ❤ by @hankschannel () Reply () 60 replies () 60 replies () 60 replies () (/@lokipokey) @lokipokey (/watch?v=VZMFp-mEWoM&lc=UgyyYkw2_VgWUSFacZp4AaABAg) 12 hours ago I'm a retired financial advisor and this is a super smart strategy. You are not fully diversified if you are only in the s&p 500, and international stocks are not as overpriced as US stocks right now. However, I can tell you from personal experience working with hundreds of people that very few people can stick with 100% of their money in the stock market without bailing out when it drops. Good for you for not bailing out Show less Read more () Like 457 () Dislike () Reply () 11 replies () 11 replies () 11 replies () (/@GaviLazan) @GaviLazan (/watch?v=VZMFp-mEWoM&lc=UgzCOXlnyLWBvxepa7V4AaABAg) 21 hours ago "I'm a science YouTuber with a side of whatever-I-want-to-do-today" is a fantastic description Show less Read more () Like 3.2K () Dislike () Reply () 8 replies () 8 replies () 8 replies () (/@veritasium) @veritasium (/@veritasium) (@veritasium) @veritasium @veritasium (/watch?v=VZMFp-mEWoM&lc=Ugw4-jspwQ56JR1F-fR4AaABAg) 19 hours ago International diversification is always a good idea Show less Read more () Like 2.4K () Dislike () ❤ by @hankschannel () Reply () 65 replies () 65 replies () 65 replies () (/@LaurieAnnCurry) @LaurieAnnCurry (/watch?v=VZMFp-mEWoM&lc=UgwsrxIveFI9OiU59s94AaABAg&pp=0gcJCSMANpG00pGi) 11 hours ago This is the first investment discussion I’ve listened to where I thought “this makes sense and I can do this”. I am woefully ignorant when it comes to investing and am trying to learn but dang; it’s pretty overwhelming. Hank, this was such a great discussion; thank you! Show less Read more () Like 96 () Dislike () Reply () (/@olivevista5086) @olivevista5086 (/watch?v=VZMFp-mEWoM&lc=UgyQIbkk1horrfwbjpR4AaABAg) 21 hours ago As a young person entering the point in my life where I’m starting to think about investing, I really appreciate you talking through your logic and giving a ton of disclaimers rather than telling me I should buy buy buy exactly what you buy buy buy Show less Read more () Like 1.7K () Dislike () ❤ by @hankschannel () Reply () 29 replies () 29 replies () 29 replies () (/@emrysm5501) @emrysm5501 (/watch?v=VZMFp-mEWoM&lc=UgzL9HBDxRykbzLzlTh4AaABAg) 16 hours ago Meanwhile my current retirement plan is learning what kind of roadside weeds are edible. Show less Read more () Like 1.7K () Dislike () Reply () 26 replies () 26 replies () 26 replies () (/@ODISeth) @ODISeth (/watch?v=VZMFp-mEWoM&lc=Ugzv-8dxYIK6deKlEQt4AaABAg) 3 hours ago It’s so hard to think about investing or even retiring when just a week ago I was considering pulling everything out of my old Rollover IRA just to cover the cost of an upcoming colonoscopy. A single medical crisis can send me spiraling, and my income is so unreliable that it feels impossible to justify saving anything right now. Hank, it’s wonderful seeing you thrive and be excited about your finances despite just having gone through an enormous medical crisis and also having an unreliable income source of YouTube. Even if I’m not in a situation to invest right now, seeing you make this video has given me hope for the future. Thank you. Show less Read more () Like 12 () Dislike () Reply () (/@ridleycombs) @ridleycombs (/watch?v=VZMFp-mEWoM&lc=Ugzj0fM4TXM73jWWxGR4AaABAg) 18 hours ago "I'm going from a fairly narrow index fund to some broader index funds" does not seem like a particularly big deal to me. Very safe, very standard advice. Entirely reasonable move. Show less Read more () Like 459 () Dislike () Reply () 5 replies () 5 replies () 5 replies () (/@theWoodsman25) @theWoodsman25 (/watch?v=VZMFp-mEWoM&lc=Ugxs6dM5lpkwt_ubA8N4AaABAg) 21 hours ago "I have no money and I must scream" Show less Read more () Like 1.5K () Dislike () Reply () 11 replies () 11 replies () 11 replies () (/@AnonymousBelieber) @AnonymousBelieber (/@AnonymousBelieber) (@AnonymousBelieber) @AnonymousBelieber @AnonymousBelieber (/watch?v=VZMFp-mEWoM&lc=UgxLEJQNfDDnNKmQ9Ut4AaABAg) 10 hours ago LLMs will not give us AGI Show less Read more () Like 149 () Dislike () Reply () 14 replies () 14 replies () 14 replies () (/@werdwerdus) @werdwerdus (/watch?v=VZMFp-mEWoM&lc=UgwrSLQMirhkvoBqiLN4AaABAg) 21 hours ago (edited) DO NOT PUT ALL YOUR MONEY INTO THIS JUST BECAUSE HANK IS that being said. the s&p 500 is approximately 80% of the entire market. so you could get a similar outcome potentially by simply choosing a total stock market index fund such as vtsax/vti and that will include the rest of the 20% that is not in the top 500. but it will also still be weighed my market share so the top companies will still be most of the fund. so it's not perfect but a very good "set and forget" option since the fund will still automatically reorganize and balance as the market changes. Show less Read more () Like 1.2K () Dislike () ❤ by @hankschannel () Reply () 29 replies () 29 replies () 29 replies () (/@Pyanx) @Pyanx (/watch?v=VZMFp-mEWoM&lc=Ugy-Nk7OLcZCEvWzVwt4AaABAg) 21 hours ago (edited) My guess is that AI will become a commodity, the profit will not be made by the model developers (OpenAI, Anthropic, etc) but rather the distributors (Azure, AWS, etc) Show less Read more () Like 747 () Dislike () ❤ by @hankschannel () Reply () () · () 37 replies () () · () 37 replies () 37 replies () (/@zu438) @zu438 (/watch?v=VZMFp-mEWoM&lc=Ugz4Nmyd3f91k1a9OXJ4AaABAg) 8 hours ago (edited) Hank you are the man. Everyone else is shilling for some BS coin or pumping crypto for cash. Meanwhile you out here educating. Legend Show less Read more () Like 21 () Dislike () Reply () (/@logo2462) @logo2462 (/watch?v=VZMFp-mEWoM&lc=UgxJSt-5W3RQm9iYGS54AaABAg) 20 hours ago (edited) VT, Vanguard’s total world index, will accomplish much of what Hank is suggesting here and is a bit easier to set and forget. AVDV and AVUV are good picks to add for a small cap value tilt Show less Read more () Like 447 () Dislike () Reply () 11 replies () 11 replies () 11 replies () (/@picassosparks) @picassosparks (/watch?v=VZMFp-mEWoM&lc=UgyePKfOFwDWm-WPxjx4AaABAg) 21 hours ago I think you’d enjoy the Rational Reminder podcast. It’s a podcast devoted to the current state of evidence based investing starting with low cost index funds and then the evidence for factor tilting. It’s good that you are getting away from S&P 500 alone. Show less Read more () Like 256 () Dislike () Reply () () · () 23 replies () () · () 23 replies () 23 replies () (/@TV-8-301) @TV-8-301 (/watch?v=VZMFp-mEWoM&lc=UgyEQXocgmTnnmRkAmp4AaABAg) 1 hour ago In high school we did an exercise where we pretended to buy stocks at their real prices that we thought would get the best returns over one week iirc. My stocks all tanked. So I'm glad to have had the lesson in the futility of short-term, un-diversified investing Show less Read more () Like 4 () Dislike () Reply () (/@SpeedOfDarknesss) @SpeedOfDarknesss (/watch?v=VZMFp-mEWoM&lc=Ugz8hLb3s9qIsig1zvF4AaABAg) 16 hours ago As a finance nerd, I'm just here to say that your descriptions and instincts are sensible. My personal investments are mostly active, I am not invested in AI companies and I have a strong tilt towards small companies. Show less Read more () Like 104 () Dislike () Reply () 4 replies () 4 replies () 4 replies () (/@who_what) @who_what (/watch?v=VZMFp-mEWoM&lc=UgwAsZ8HkA6JZ8RF_jR4AaABAg) 21 hours ago i want an s&p 500 fund but without tesla Show less Read more () Like 895 () Dislike () ❤ by @hankschannel () Reply () () · () 68 replies () () · () 68 replies () 68 replies () (Comments) Comments 3.1K Top comments Newest first () () () (In this video) In this video () Transcript () () (Description) Description () I'm Changing How I Manage My Money Because of AI 20K Likes 440,835 Views 21h Ago This video is not financial advice, but I have told a bunch of people in the past that I just buy and hold the S&P...but since that is changing, I am making this video. … ...more ...more Show less Transcript Follow along using the transcript. 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